President Obama established the Hardest Hit Fund (SM) in February 2010 to provide targeted aid to families in states hit hard by the economic and housing market downturn. Each state housing agency gathered public input to implement programs designed to meet the distinct challenges struggling homeowners in their state are facing. States were chosen either because they are struggling with unemployment rates at or above the national average or steep home price declines greater than 20 percent since the housing market downturn.
Hardest Hit Fund programs vary state to state, but may include the following:
• Mortgage payment assistance for unemployed or underemployed homeowners
• Principal reduction to help homeowners get into more affordable mortgages
• Funding to eliminate homeowners’ second lien loans
• Help for homeowners who are transitioning out of their homes and into more affordable places of residence
Each state’s plan is included below. For more information regarding eligibility requirements, or to apply for a specific program in your state, please contact the state housing agency directlty. We have included links to their sites for your convenience.
Alabama
For eligibility requirements and application information, please visit:
Arizona
For eligibility requirements and application information, please visit:
California
For eligibility requirements and application information, please visit:
Florida
For eligibility requirements and application information, please visit:
Georgia
For eligibility requirements and application information, please visit:
Illinois
For eligibility requirements and application information, please visit:
Indiana
For eligibility requirements and application information, please visit:
Kentucky
For eligibility requirements and application information, please visit:
Michigan
For eligibility requirements and application information, please visit:
Mississippi
For eligibility requirements and application information, please visit:
Nevada
Eligibility Info and Fact Sheet
Most Recent Quarterly Report
For eligibility requirements and application information, please visit:
New Jersey
For eligibility requirements and application information, please visit:
North Carolina
For eligibility requirements and application information, please visit:
Ohio
For eligibility requirements and application information, please visit:
Oregon
For eligibility requirements and application information, please visit:
Rhode Island
For eligibility requirements and application information, please visit:
South Carolina
For eligibility requirements and application information, please visit:
Tennessee
Washington DC
For eligibility requirements and application information, please visit:
* * *IMPORTANT : PLEASE READ * * * Mortgage Relief Project is a privately sponsored consumer outreach that provides homeowners with valuable news and resources, including access to established and experienced nationwide attorney representation for mortgage mitigation, including loan modification, reinstatement, principal reduction, and foreclosure alternatives like short sale, deed-in-lieu, and cash for keys. We also offer access to nationwide attorney representation for individual lender litigation. We do not give legal advice or accept payments from consumers for services. * * * WE ARE NOT A GOVERNMENT AGENCY, OR AFFILIATED WITH ANY GOVERNMENT AGENCY OR PROGRAMS. * * *
Call (877) 297-1177 or complete the simple form!
Call (855) 630-7951 or complete the simple form!
